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Getting a home improvement loan in Philly is harder when you’re low-income or a minority, study shows

by Caitlin McCabe, Updated: December 27, 2018

Getting a home improvement loan in Philly is harder when you’re low-income or a minority, study shows
TIM TAI / STAFF PHOTOGRAPHER
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Philadelphia is often called “The City of Neighborhoods,” an ode to its diverse housing stock and a high rate of home ownership.

More than 52 percent of homes in the city are owner-occupied, 2017 data from the U.S. Census Bureau show, and the city tends to outperform the national average when it comes to minority home ownership. Nearly two-thirds of Philadelphia homes, according to some estimates, are classified as rowhouses. And more than 80 percent of the city’s housing supply was built before 1970.

Fixing housing issues can fix a host of larger problems

US News & Word Reports article by Gaby Galvin, The Home Base of Health, is a terrific example of how repairing a family’s home can improve health, increase school attendance, reduce energy burdens and and improve a number of other outcomes that are being studied. Check out the link in the article to Philadelphia’s population heath indicators and ranking.